INSTRUCTIONS:

Download the following form to your printer or word processor, and fill-in the applicable information. Sign the agreement where indicated, and mail it to us with your loan or other documentation (statement of balance due, account or loan history, etc.) promissory note, mortgage, etc., and we will contact you as soon as we have received it to finalize the retainer agreement and commence work on the case

NOTE: EACH CASE IS BILLED EITHER ON AN HOURLY BASIS OR

AS A CONTINGENCY CASE. IF YOU HAVE ANY QUESTIONS, PLEASE

CALL US AT (732) 446-2800

OSTROWITZ & OSTROWITZ, ESQS., LAWYER-CLIENT AGREEMENT

PART 1. THE PARTIES:

The client is

whose home address is

and whose office address is

The client's home phone number is

and office phone number is

The lawyer is OSTROWITZ & OSTROWITZ, ESQS.

The lawyers' office address is 225 Gordons Corner Road,

Manalapan, New Jersey 07726,

and office phone number is (732) 446-2800.

PART 2. LEGAL SERVICES COVERED BY THIS AGREEMENT:

A. Retainer Relationship

This Agreement covers a continuing lawyer-client relationship

that begins on furnishing retainer and continues until either

the client or lawyer ends the relationship. During this

time, the lawyer will perform these legal services for the

client:

the work will be billed at the rates described in PART 6 of

this Agreement.

B. Litigation

_XX_ This Agreement covers one case that will be litigated.

This case is an:

___action ___special proceeding ___administrative

proceeding ___other (describe):

The case involves: ___consumer contracts ___other contracts

___Creditor Bankruptcy ___real estate (describe):

___collection ___repossession ___stay litigation

___other (describe):

The client is the: _XX_plaintiff ___defendant

___other (describe):

The lawyer will be responsible for:

_XX_pretrial and trial, hearing, or settlement; any

appeal, Bankrupcy, Counterclaim or defense work

shall require a separate retainer agreement.

C. Drafting

This Agreement covers the drafting (research and writing)

of a document of this kind:

___Work-out Agreement ___Trust instrument ___Contract (describe):

___Other (describe):

D. Other Legal Work

This Agreement covers this kind of legal work:

___Handling the closing on a sale of real property

___Incorporating a business

___Probating a will

___Administering an estate

___Tax advice

___Immigration matters

___Bankruptcy proceedings

___Other (describe):

PART 3. WHO WILL DO THE LEGAL WORK:

The legal work covered by this Agreement will be done by the

partners and associates in the signing lawyer's firm.

PART 4. OTHER WORK:

The lawyer who signs this Agreement plans to use these people to

help do the legal work covered by this Agreement:

_XX_Investigators at $75.00 an hour

___Expert witnesses (describe):

___Other (describe):

The salaries and fees of these people are not included in the

legal fees described in PART 6 of this Agreement. If they are

not included, they will be billed separately.

PART 5. COST AND EXPENSES:

The lawyer who signs this Agreement expects that the following

expenses will be necessary:

_XX_ Photocopying at $ .10 per page _XX_Long-distance telephone

calls _XX_Court Costs _XX_Court Transcripts ___Other (describe):

These expenses, plus any other necessary expenses, will be billed

separately, because it is considered unethical for a lawyer to

pay the costs of trying a case or doing other legal work.

PART 6. THE FEE:

The client agrees to pay:

_XX_ A fee of $300.00 an hour for the lawyer who signs this

Agreement. If other legal workers are involved, their fees will

be $300.00 an hour for partners; $240.00 an hour

for associates, $140.00 an hour for paralegals. If a task takes

less than an hour, the client will be billed by the half hour or

quarter hour. The minimum billing will be for a quarter hour.

If a contingent fee is selected, the contingent fee agreement will

not cover bankruptcies, appeals, defense work, counterclaims or

legal work other than work connected with prosecution of the

primary claim.

_XX_A contingent fee of 25% of the recovery (whether the case

is settled or tried). A contingent fee means that the client

only pays a fee if (she)(he) wins the case in court, or if the

case is settled. If the client loses the case, the lawyer does

not get a fee. However, the client still has to pay the expenses

described in PART 5 of this Agreement.

___A contingent fee based on this schedule:

% of the first $ of the recovery, % of the

next $ , and % of any amount over $ .

PART 7. PAYMENT SCHEDULE:

The client will pay the fee (PART 6) and expenses (PART 5)

according to this schedule: Retainer of $ upon signing

this Agreement; thereafter when retainer extinguished, billed

monthly at hourly rate. Disbursements billed as incurred.

PART 8. OTHER RULES OF THE LAWYER-CLIENT RELATIONSHIP:

1. It is important for clients to be honest and candid with

their lawyers. To encourage this honesty, the "attorney-client

privilege" is recognized. This privilege means that a lawyer

can't be forced to testify about anything a client said to

(her)(him) in confidence. (However, there are some exceptions to

the privilege--for example, if a client mentions a plan to commit

a crime in the future, or if a lawyer has to testify to keep him

from being accused of doing something wrong.)

2. Even if a lawyer is never asked to testify, the Code of

Professional Responsibility (the rules of ethics for lawyers)

forbids lawyers from disclosing their clients' confidences and

secrets. A confidence is something a client tells a lawyer,

expecting that it will not be revealed. A secret is something

embarrassing or harmful to the client that the lawyer finds out

during an investigation.

3. The lawyer's duty of confidentiality continues even after the

lawyer-client relationship ends. People who work for the lawyer

(for example, secretaries) have the same obligation of

confidentiality as the lawyer has.

4. Lawyers may reveal confidences or secrets when the client

agrees, after full disclosure.

5. The client has an obligation to cooperate with the lawyer

(for example, by finding witnesses and asking them to testify).

But the client has an obligation not to ask witnesses to lie or

change their testimony.

6. A lawyer can have a professional opinion about whether a

client will win a case, or how big a recovery will be. But no

lawyer can guarantee that the client will win, or how much, or

that a contract or other negotiation will have a favorable

outcome.

PART 9. OTHER INFORMATION:

Use this space to add other provisions to this Agreement, or to

change the printed provisions:

PART 10. SIGNATURES:

When you sign this Agreement, you are admitting that you read the

whole Agreement, that you understand it and think that it is

fair, and that you agree to be bound by all of the provisions

that are checked, or for which information is filled in.

CLIENT: (Date)____________________

(Name print:)_____________________________________________

(Signature:)_____________________________________________

LAWYER: (Date)__________________

OSTROWITZ & OSTROWITZ, ESQS.

By:_____________________________________________________

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